Alternatively, connect your IRC client to irc.snoonet.org and /join #motorcycles CLICK FOR MORE INFO Hey everyone, just picked up a new Monster Evo. Had GEICO before, curious who you all recommend (especially if you're in SF/California)? Also, what elements are most important and what are unnecessary (Liability, collision, comprehensive, etc.)? Edit: thanks so much, everyone. Went with Progressive and got uninsured coverage as well per many suggestions.
I've had good luck so far with progressive. I've been with them for five years and my rate goes down every month. It costs me about $100 per month to funny insure My speed triple and my girlfriends Fz6r. If there is one thing I have learned. ALWAYS get uninsured motorist protection. I have progressive to but it pisses me off that they dont offer seasonal insurance. "I know you wont be riding for 6 months Mr.
Smith but we take that in to account when we price you for the full year." Geico seems expensive as shit. I'm paying ~$100 a month now and a Progressive quote put me at ~$55. I'll be switching as soon as I pass the MSF and get my license. (Rates for first year rider, new bike, 100k/300k, 500 coll/comp. 32, single, clean record.) edit.. oh and about types, I can't comprehend why people don't get full coverage on a street bike.
I see all these crazy low quotes thrown out but that's just liability. Why wouldn't you insure your bike against theft? Why wouldn't you insure your bike against a slide or collision? People seem real eager to write off their bike to save a few dollars a month. damn that's a lot! maybe its because I am on an older bike but I pay $160 a year!! to insure my 1975 cb550, no accidents, and a couple steps above liability with an agreed "value" of my bike of $5,000 which is about 4x what I paid for it.
Tell me about it. I had originally been car shopping and looking at insurance rates for hot hatches (WRX etc..). Was like $65 a month. Start looking at getting a bike, I'm like, "surely a $6k bike will be a mere fraction of what a $27k hot hatch will cost." Nope. Fucking nope. Real sad. The first year rider thing fucks me, I think. Plus I'm missing a small discount since I only have my permit and haven't done the MSF (1.
5 weeks to go!). But still far more than I expected. Ironically, when I first got my insurance that is still what I had paid. First year rider, and never took the MSF. I think the big difference is the age of the bike, people just assume that you will not be doing the same things to an older bike... and to an extant it is true, I dont think its even possible to do a wheelie on my 50hp (38 years ago) 430lb bike.
.. though I can still go over 100mph. I pay like 1400 a year for full coverage. Im assuming your on the liabilty ish , I ticked a few options like uninsured motorist and $5,000 health insurance along with a couple others. Otherwise it would have been about $115 a year. Progressive has the best rate I have come across yet, I haven't had to make a claim though so I don't know about that process. I had to make a claim they were great.
Came and paid for bike in full within a couple days and didnt even need a police report!! Since I hit a "Deer" I love USAA's insurance for everything else (car, renters, valuable personal property) but they don't offer motorcycle insurance sadly. Their website tries to pass me off to Progressive for some special USAA deal. I too will be interested in seeing what other Redditors have to suggest about a good motorcycle insurance company.
I too have usaa for car and renters. I went through them for motorcycle insurance, they subed it out to progressive. I pay $316 a year for my 05' sv1000. The coverage is liability and theft, its also covered if anything happens to it (like if a tree falls on it) as long as i dont crash it into someone! It depends on what state you live in, I live in Michigan and have my motorcycle insurance through USAA.
I know my buddy tried for about 6 months to get USAA moto insurance after finding out I had it, all the customer service reps tried telling him they didn't offer it, then he finally found one that knew they offer it in Michigan. I'd love to recommend mine, but it's a special service through my employer. I get full coverage for $14 a month. They don't normally insure motorcycles, but CA has something where if you're a "good driver" insurance companies can decide to cover you if they want.
I was so happy & surprised when I got approved at that price. Then again, I'm a girl on a 250. Well thanks for the info on something I can't get ;) Unless we work for the same company by some weird chance? Where do you live in CA and who do you work for? (private message me if you prefer) The company is California Casualty. Doesn't matter where you live in CA. In CA, uninsured/underinsured coverage is pretty critical.
I've been happy with State Farm. California, Progressive is possibly the best price for motorcycles, my 250 I paid 128 a year for liability, couple more hundred dollars I would gotten a better deal. For my 600 it was around 238 dollars for liability as well. Geico is a son-of-a-bitch company. i used to have them when i had my R6. sitting at a redlight coming home from class one friday i got rear ended by a truck, turns out the truck driver also had geico, so geico had to pay out for my bike and injuries (i ended up having a totalled out bike, a broken bone in my hand, my gear was thrashed up, and my computer was in ym back pack and it broke).
the total cost of the payout was around $12k. so when i turned around and bought my next bike, geico said they had dropped me because of the accident. Sounds like a conflict of interest for sure... lame situation. Like literally, when I was trying to get my new bike insured I called them and they said "due to your recent accident, we can no longer insure you." Were you found at fault somehow for being rear ended? If it's solely because the other driver was also GEICO then it's definitely a conflict and might as well not let them have your business anyway.
No. The other driver was found completely at fault. It was about 3 pm on a bright sunny day and all my lights were working. He was distracted and hit me.See Also: Motorcycle With Automatic Transmission
An oil modify is a thing that every auto owner has to deal with at one time or another. It could be a schedule event, however , you may advantage from recognizing some information and historical past driving motor oil along with the internal combustion engine for which it was built.
The economies in procedure will have to be set around from the original charge. The Diesel motor ship is in lots of methods a less expensive provider when compared to the steam boiler ship, which is a glutton for oil fuel. It can be worthy of observe that more substantial inner combustion oil ships are using the sea each month.
Alternatively, connect your IRC client to irc.snoonet.org and /join #motorcycles CLICK FOR MORE INFO